Archive for April, 2006

What is the difference between a credit score and a credit report?

Friday, April 21st, 2006

. asked: I did my research and I realized that i have a good credit report standing.
I only have 2 accounts that I am currently using.
Out of those two, for one I do have a balance but I always pay my bills on time except for two times when i was late because, the credit [...]

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How much will my credit score go down by applying for a new card?

Sunday, April 2nd, 2006

stuinblue asked: I would prefer answers from people who work in the credit industry and can tell me roughly the number of points, and how long it will take for my score to recover once the new higher available credit kicks in…
I know part of your credit score is determined by how much available credit [...]

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