How high can my credit score climb if I have only credit cards in my credit history?
Tuesday, July 25th, 2006Kaytee asked: My current credit score is 745 and I’ve built it solely by using credit cards and paying on time (but never had any loans). Somebody told me that the abscence of installement-paid loan will prevent my score from climbing much higher. Is it true? Should I take some consumer loan to boost my [...]
When a bank looks at credit score to determine financing, does it affect my credit rating?
Monday, July 24th, 2006LJ asked: I am wanting to purchase a house, but I don’t want to look into financing until I find something I like. I am afraid my credit score will be reduced if I start asking banks to review my credit.Brian Efron
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