Archive for August, 2006

What credit score must I have to qualify for a prime home loan?

Friday, August 25th, 2006

lremmell64 asked: Right now I qualify for a sub-prime loan but want to get a better interest rate, so that means I need to improve my credit score.Kirsten Fennessey

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How to bring your credit score up through credit card purchases?

Thursday, August 17th, 2006

christmastree asked: I just got a credit card recently, and I thought I knew how to bring my credit up. I figured that if I paid my bill every month, that was really good and you would jump in the ratings. My mom says you should keep a little bit of a balance, [...]

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What happens to my credit score when I apply for about 5 or 6 credit cards? Does it affect my ability to get?

Wednesday, August 16th, 2006

mommy_2_little_man asked: What happens to my credit score when I apply for a few credit cards and are not approved because they require excellent credit? Does it affect my ability to get approval on another credit card? How long is this for?Jaclyn Defina

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What credit score does everybody start out with, or do you even have a score until you get a card?

Wednesday, August 9th, 2006

biggholt81 asked: I don’t know my credit score, I am just now getting a checking account, and I have only used cash prior, so what score does everybody start out at?Louie Doutt

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How does the credit score point system actually work?

Thursday, August 3rd, 2006

tak3032 asked: I want to know how do they determine the credit score point system. I know what is credit and how it works. But I want to know the numbers part like if someone runs your credit report it takes off 2points from your score, another is what if your late on your payment [...]

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