Credit Score-Free Credit Score

Eric M asked:


I have 40k in credit card debt. Luckily I have about 60k in the bank. I am ready to pay off all my debt but I wanted to know else I should do to improve my credit score. Should I keep all of these accounts open? Close some? Reduce balances? I’m planning on paying it all off this week, would love your tips.

Any insights you have would be wonderful.

Sherry Cheon

Stylish Ladi 2 Da Maxx asked:


I could not get a car since my credit is not good enough. Does anyone know what is the actual credit score to obtain in order to purchase a used car? Specific answers would help. Please no “IDK” answers.

Aurora Urbani

Stefanie P asked:


If I look at my credit report and it says this is on record til 8/2009 and I don’t pay it, what happens to it? Can the collection agency still hound me for the money or is it gone and my credit score go up?

Deb Tolly

nicholas v asked:


Does anyone know where your credit score needs to be in order to get a credit card?

Rebekah Boeck