Archive for August, 2007

How much does your credit score increase with each final payment of a debt?

Thursday, August 30th, 2007

haley a asked: I recently purchased 9 books about how to raise your credit score and have recently paid off some student loans and credit cards…I have one student loan remaining and one small credit card balance…The ones I paid off were outstanding as far as being overdue…I want to know about how much my [...]

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What does a person credit score have to do with rates on car insurance rates?

Tuesday, August 28th, 2007

bradly x asked: It should be against the law since everyone must carry car insurance. Also, what does my low credit score got to with my great driving record? Sounds like another reason to raise rates because most credit scores are low across the board. If someone pays their insurance company on time and has [...]

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How is it possible that my credit score dropped?

Thursday, August 16th, 2007

jaden smith asked: I cant understand how in the world my credit score actually fell lower than it was last month. No late payments in the past 4 years, no new credit inquiries or accounts since May (the same inquiries were on last months report), and I actually paid off a $4000 credit card. [...]

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How do I refinance my house without a credit score?

Tuesday, August 7th, 2007

Luvinmylife2 asked: I have excellent credit and zero debt. My house is paid for, debt free, and I do not have any outstanding debt. I have had loans in the past, but I’ve paid them off. Therefore, I do not have a credit score. I want to tap into the equity on [...]

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secured personal loan