Archive for September, 2007
slickporter asked:
I want to purchase a home with the minimum down payment asking price required by the company selling the house. My credit score however isn’t that great. Even though I can make the mortage payments now, my credit history is kinda low due to my past. Step by step, what should I do?
Arnold Major
I want to purchase a home with the minimum down payment asking price required by the company selling the house. My credit score however isn’t that great. Even though I can make the mortage payments now, my credit history is kinda low due to my past. Step by step, what should I do?
Arnold Major
sem3578 asked:
I am looking to buy a small SUV sometime in the fall/winter but know that I need to improve my credit score in order to get a better APR than I have now. What credit score are most vehicle lenders looking for?
Julietta Carbal
I am looking to buy a small SUV sometime in the fall/winter but know that I need to improve my credit score in order to get a better APR than I have now. What credit score are most vehicle lenders looking for?
Julietta Carbal
Autumn Interlude asked:
My credit score is around 500. I’m 21 years old and I have made some pretty poor decisions regarding my financial obligations. (PLEASE, do not post any negative information or comments telling me to get back on track and how important good credit is. I KNOW THIS and since March of this year, I have gotten back on track.) How much can my score go up after I continue paying my bills on time and get some bills out of collections? Thanks.
Bethany Nowicki
My credit score is around 500. I’m 21 years old and I have made some pretty poor decisions regarding my financial obligations. (PLEASE, do not post any negative information or comments telling me to get back on track and how important good credit is. I KNOW THIS and since March of this year, I have gotten back on track.) How much can my score go up after I continue paying my bills on time and get some bills out of collections? Thanks.
Bethany Nowicki
fromorto12 asked:
I had a bankruptcy discharged 12/05, and am still struggling to increase my credit score in order to buy a house (not very soon, I suspect). What would be the minimum score I would need?
Also, I am about to start a divorce, and I wonder how long after that is final before I can realistically get a mortgage?
I had a bankruptcy discharged 12/05, and am still struggling to increase my credit score in order to buy a house (not very soon, I suspect). What would be the minimum score I would need?
Also, I am about to start a divorce, and I wonder how long after that is final before I can realistically get a mortgage?
I have good job security after 5 1/2 years, and decent income. I do have plenty of student loans though.
Ernest Virgilio
thetravelingmartins asked:
My husband and I hit a financial hard spot about a year ago. Since then we have worked hard to catch up on all our bills and pay them on time. We would like to buy a house in about 3 years. (We own a condo at the moment) Would 3 years be long enough to raise our credit scores? Other than paying our bills and paying off some of the balances that we owe is there another way to raise our credit scores? We plan on keeping our credit cards once we get them paid off because we were told that as long as we charge something once a month and then pay that off every month it will help with our credit score. Any other advice?
Guy Connet
My husband and I hit a financial hard spot about a year ago. Since then we have worked hard to catch up on all our bills and pay them on time. We would like to buy a house in about 3 years. (We own a condo at the moment) Would 3 years be long enough to raise our credit scores? Other than paying our bills and paying off some of the balances that we owe is there another way to raise our credit scores? We plan on keeping our credit cards once we get them paid off because we were told that as long as we charge something once a month and then pay that off every month it will help with our credit score. Any other advice?
Guy Connet
iman_tx22 asked:
the credit cards have been open for about two years and i have nothing else bad on my credit score. i have a decent job and stable income.
I am looking to get a car loan. And my credit used to be bad because I had collections accounts. Thankfully those have been paid and deleted.
Johnnie Hidvegi
the credit cards have been open for about two years and i have nothing else bad on my credit score. i have a decent job and stable income.
I am looking to get a car loan. And my credit used to be bad because I had collections accounts. Thankfully those have been paid and deleted.
Johnnie Hidvegi