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October 2007
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Archive for October, 2007

credit score
msc44 asked:


I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don’t need these credit cards and I would like to cancel them and have this “possible credit” to go towards the new card. I heard once that canceling a credit card has a negitive effect on your credit score. Is this true? If so, how do I switch credit cards and avoid affecting my credit score in a bad way?

Cherise Mcdearmont
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credit score
roseanne1479 asked:


I recently requested a loan of $20k and was denied due to a credit card with a $1500 limit that is in collections. I would like to pay this off, but wish to borrow this money within the next 2 months. Will my credit score go up enough by then if I pay it off? My current score is 550. Thanks for any help you can offer.

Carmen Angelillo
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