Archive for January, 2008
Caesarion asked:
I’m a college student who got a credit card a little less than a year ago. I spend a lot (around $700 a month) and always pay back the total in full before the due date. My bank has increased my credit line three times since because of my good credit.
I’m a college student who got a credit card a little less than a year ago. I spend a lot (around $700 a month) and always pay back the total in full before the due date. My bank has increased my credit line three times since because of my good credit.
So are there any additional advantages to having a good credit score than easily getting approved for credit cards and getting large credit lines? Does it also project to any type of loans (i.e. it is easier to get approved for a car loan with a lower interest rate) or something?
Herb Brasfield
Kristi A asked:
I’ve applied in the past like a few years back for various dept. stores and was denied. Ive since quit applying for them and my credit score has risen as well. My credit score is better now in the mid 6′s. What are my chances of getting a credit card with anyone. Ive never had a credit card before can i get one now with my credit score?Who, why, what , when and where?
Craig Apple
I’ve applied in the past like a few years back for various dept. stores and was denied. Ive since quit applying for them and my credit score has risen as well. My credit score is better now in the mid 6′s. What are my chances of getting a credit card with anyone. Ive never had a credit card before can i get one now with my credit score?Who, why, what , when and where?
Craig Apple
Pretty Sweet Girl asked:
I am preparing to buy a home within the next six months or so. I need to know what my credit score needs to be in order to qualify for a decent loan.
Kraig Darring
I am preparing to buy a home within the next six months or so. I need to know what my credit score needs to be in order to qualify for a decent loan.
Kraig Darring
farfar8806 asked:
Ive looked through all these forums, but i have not found a complete answer. I HAVE given paypal my social sec.# before, unlike many of the cases i’ve read about. Even though paypal is not a real threat with their fake collection agencies, would they be able to hurt my credit score? If you are not absolutely positive please dont answer this. Thanks
I dont have the card, i just have an account.
Amina Tankson
Ive looked through all these forums, but i have not found a complete answer. I HAVE given paypal my social sec.# before, unlike many of the cases i’ve read about. Even though paypal is not a real threat with their fake collection agencies, would they be able to hurt my credit score? If you are not absolutely positive please dont answer this. Thanks
I dont have the card, i just have an account.
Amina Tankson
kingofdrifters asked:
My credit score is at 668 and has not change in a year. I took out loans and paid them off. I am current on all my bills, car, loans, and credit cards. Why hasn’t my credit score gone up? Should i pay off my credit cards all at once again, I tried that last year but i guess that doesn’t work. What are some of your suggestions to get my credit score up, I saw an ad that said 700 is a good credit score.
Azalee Kratt
My credit score is at 668 and has not change in a year. I took out loans and paid them off. I am current on all my bills, car, loans, and credit cards. Why hasn’t my credit score gone up? Should i pay off my credit cards all at once again, I tried that last year but i guess that doesn’t work. What are some of your suggestions to get my credit score up, I saw an ad that said 700 is a good credit score.
Azalee Kratt