Archive for July, 2008

What credit score do you need to have to rent an apartment?

Sunday, July 27th, 2008

virginiagirl asked: I want to move in with a friend of mine, who’s apartment is run by a large company. I know they will do a credit check. My credit score is a 629… not the bottom, but not great. Do you think they’ll be okay with that?
To complicate matters, this company [...]

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What is the fastest way to raise your credit score?

Sunday, July 20th, 2008

thetravelingmartins asked: My husband and I hit a financial hard spot about a year ago. Since then we have worked hard to catch up on all our bills and pay them on time. We would like to buy a house in about 3 years. (We own a condo at the moment) Would 3 years be [...]

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How much does old bad credit affect your credit score?

Wednesday, July 9th, 2008

April B asked: I have 5 negative reportings on my credit report. None of them are after the year 2004. I am wondering since there over 4 years old, how much are they affecting my credit score? And, has anyone ever heard of credit card companies deleting accurate late pays if asked?Betty

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