Credit Score-Free Credit Score

DJ asked: We have had joint accounts in the past so our credit reports show that we’re linked. I know that a score goes down every time you apply for credit, but is this the case with Mobile phone contracts as well, and will it affect me if she applies for the contract? Thanks everyone!Guy [...]

David L asked: I have around $30K in private student loans that I had my brother co-sign with me on. I am paying Prime + 0% which is really nice, but I wanted to consolidate and use the LIBOR rate(which is lower then prime, I would save over 2K in 10 yrs by dropping just [...]

runnercaiti1 asked: I want to apply for an apartment but they need a 625 credit score. I lost my job for a few months and am now behind on two accounts.
My credit score is 597. I can bring the accounts current in less than three weeks but will just that be enough to raise my [...]