Credit Score-Free Credit Score

Akhtar R asked: The credit reports/scores have a point system and abriviations like EFX Beacon 5.0, XPN FICO-II and TUC FICO Classic.Is there a giude or a publication that provides all the details as to how the system works,the credit score system and what are the methodology for correction of mistakes/incorrect/ time expired entries on [...]

s don\’t understand or know what makes up our credit score. Your credit score is the most important piece of information in your financial life. Landlords, lenders, insurance companies, electric companies and potential employers all have your credit score under the microscope. With that being said, you should probably check your credit scores on a [...]

Mr. Main Event asked: Currently, I’m donating (via automatic withdrawal from my credit card) to a few charities. I was away for a couple of months and didn’t update my credit card info. As a result, I missed a few payments. Will this affect my credit in any way?
*From my understanding, the [...]

In the old day’s before classic FICO credit scores were available, credit lenders frequently use to by hand look over every applicants credit report and credit history in order to choose whether or not to extend credit. This business ractice was exceedingly time consuming and every so often resulted in unwanted human oversights.For this reason, [...]

What Exactly Is a FICO Credit Score Composed of?Your FICO score is a very important item to keep monitored on a regular basis due to the fact that it, in a large part, has a lot to do with getting loans, insurance, even a job and more. As we all know, FICO scores cover a [...]

Your FICO or credit score is an overall evaluation of your financial health that helps lenders determine your creditworthiness. Credit scores affect whether you can get credit and what you pay for credit cards, auto loans, mortgages and other types of credit. Higher credit scores mean you are more likely to be approved for most [...]

eHow asked:

Although there’s no such thing as a perfect credit score, a good credit score ranges between 700 to 800 points, which can be achieved by paying bills on time and not maxing out credit cards. Learn more about achieving a perfect credit score with tips from the vice president of a bank in [...]

TheAmazingDoctorZunt asked:

Doctor Zunt has uncovered a terrible & all to common practice in todays buisness world. It seems that a LOT of Employers of large and quite “respectible” companies will NOT hire a prospective candidate/Employee if His or Her Credit score is not that great! It seems that to a lot of Employers,aplying for [...]

ccsamoneymentors asked:

Do you know your credit score? According to a recent poll, 80 percent of people dont. Peter Exner of Credit Counseling Services of Alberta says there are two main credit reporting agencies in Canada where you can find out your credit score. Exner explains how credit scores work, and how to get yours.Dennis

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bankaholic asked:

Our very own Bankaholic Banker Alicia Lagan shares some great tips on how to raise your credit score (FICO).Alena Bordeau

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