Credit Score-Free Credit Score

QNA asked: Here’s the background info:
Came to the US in mid-2001, opened my first credit account shortly thereafter.
Everything was going great, making ontime payments, keeping my balance low, until mid-2004 when I hit a bump on the road, which resulted in several late payments on several accounts, a couple as late as 60, 90 [...]

cutechic42 asked: I just turned 18 and have no credit. The bank would not finance me for a car beacuse of it. Since then, I have gotten 2 secured cards. One with a limit of $500 and one with a limit of $300 to start me off. I have had them for 3 months so [...]

eHow asked:

Child support can increase a person’s income and improve their credit score, but unpaid child support will be reported to credit bureaus. Discover how a large amount of child support can affect a credit score with help from a registered financial consultant in this free video on credit and personal finance.Zachery Kaderlik

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Anytime we are in a bank or see something even remotely finance related, we here the common phrase of credit score.Most of us can likely make a fairly educated guess as to what the credit score is. However, we are unaware of the profound impact this little number can have over our financial lives.The credit [...]

tyldak asked: I am working on rebuilding my credit, and believe I can reach 600 in the next couple of months. I’m looking at possibly buying a nice starter home, and there are many in my area in the $50,000-$60,000 price range that I could easily afford. I’d be able to get the 20% down [...]

Chunkerbutt asked: how can i make excellent credit score higher? For some reason my credit score dropped 12 points in the last year. I have no late payments and zero balances on all my credit history except 2, those balances arent high. Now i know looking at your credit report takes points away from [...]

¸.•*´`*? ?Lenka? ?*´`*•.¸ asked: I filed for bankruptcy in 2007, my current credit score is 640. How can I raise my credit score before purchasing a home?Freddy Pennigton

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expertvillage asked:

You can get your credit score once a year from the official site annualcreditreport.com. Learn how to obtain your credit score from a credit counselor in this free personal finance video.Dana

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 Remember the school times - the report cards and score? You may be out of school, but you are still not free from the report cards. If you want to apply for a loan, buy a house, a car or any other big item, a lender will look up your “grade” as soon as you [...]

7steps2720 asked:

Your credit score is your financial life! Do you feel that that bad credit is ruining your life? Are you exasperated with your lackluster credit score? If so, its time to take credit matters into your own hands. Becoming credit-wise is as simple as knowing the facts about credit and how it affects [...]