Archive for June, 2009

Can Your credit score be different when appling for different types of loans?

Tuesday, June 30th, 2009

Chris L asked: I know my credit score, but recently went car shopping and the finance manager pulled up my report that showed my scores were 80 points below what the 3 credit bureaus list it as on my report - She went on to explain that the scores vary based on what type [...]

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What is the best way to boost my credit score?

Tuesday, June 30th, 2009

CJay1115 asked: I have poor credit and filed for bankruptcy late last year. I have not really tried to rebuild my credit. I have not applied for any credit nor tried to finance a new car - though tempting. How can I boost my credit score legally?Dennis

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How the Credit Score System Works

Tuesday, June 30th, 2009

This enlightening article presents some of the latest news on the subject of “credit score”.It is natural for us to resort to credit when we are in great financial need. We can apply for different types of loans with convenient terms of payments and affordable interest rates.However, there are limitations that must be followed when [...]

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How much will my credit score be affected if I was reported to a collections agency just once?

Tuesday, June 30th, 2009

Daos asked: My credit score was near perfect before this and I was reported just once for a small amount of $13. I am desperate and I have no clue what this will mean to me. Please provide some resources if possible!Harvey Husband

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How much does buying a house affect my credit score?

Monday, June 29th, 2009

techwriterinusa asked: We have a 750+ credit score, and are buying a house; how will that affect our credit score, say in 6 months from now?Ben Ross

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What is the best solution to repair your credit score?

Monday, June 29th, 2009

James H asked: I have a low credit score. do i need to hire someone to reapair it, and who? wanting to try and buy a house in less than a year and i want to have a decent credit score.Jerrell Bohl

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Credit Scores & Credit Cards : How to Increase Your Credit Score by 100+ Points

Monday, June 29th, 2009

eHow asked:

To increase your credit score by a 100 points or more, pay your bills on time, dispute inaccuracies on credit reports and pay off credit card balances completely. Increase your credit score with tips from the vice president of a bank in this free video on credit counseling.Sam Sickman

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Credit Scores Defined

Monday, June 29th, 2009

Figuring out credit scores and how they are calculated can be difficult to understand.  Also, there is a need to know how the three major credit reporting bureaus use these scores to determine whether or not you are extended some type of financial credit.  Credit scores are assigned to a person based on their credit [...]

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What does your credit score need to be to get a mortgage?

Saturday, June 27th, 2009

justin54davis asked: I can put down between $20,000 to $40,000 and would like to know what my score has to be to get a mortgage. I live in Texas (if this helps). My credit could be better and is mostly school loans. Does anyone know how to find out your credit score [...]

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How long will it take to raise my credit score?

Saturday, June 27th, 2009

Amanda M asked: My current credit score is 574. I have been paying my bills on time and haven’t applied for more credit recently. I want to know if this process will take years or months.
I payed off 2 credit cards recently with a loan i obtained. I also payed off another installment loan.
Any idea [...]

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