Credit Score-Free Credit Score

R Bennett asked: If you open a credit card, but don’t use it or don’t carry a debt balance. I read the more inquiries on your credit score, the lower it goes. I found a deal where I can get free stuff through Discover card just by opening a new card.Thanks!Jason

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DawnChey asked: I need to increase my credit score. My credit score is currently 664. Do you think a bank would even consider giving me a loan on a house?Mike Kolker

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cs asked: I need to improve my credit score by 4 points for a loan. Is there anyway to quickly improve your credit score over a few weeks\months?
If I pay off the remainder of some of my student loans could my credit score jump immediately?Eugene

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usranger4640 asked: my credit score is low way low and it is due to credit cards… im trying to get a loan, but no one will lend due to my score, how can i raise it up?Marvin Forte

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All the good names are taken asked: My credit score is still in the 400’s. I paid off all of my collections and my credit cards. I recently purchased a new car with a co-signer and i pay more than my monthly payment. But my credit score is still in the 400’s and it’s been [...]

AFGuY16 asked: I know that when you have a balance that is over half your credit limit, it hurts your score. Question is, let’s say I have 3 cards that have a 10,000 limit and I have no balance on two, but 8,000 on one, will this hurt? Does credit constitute all available [...]

Eric asked: We want to go with At&T I’m wondering what type of credit score are they looking at? I
if you don’t need a credit score then why do some people not qualify with bad credit?Merrill Rothenberg

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psalmnjam asked: I know when you add someone as an authorized or joint user on a good standing credit card, that good history gets reported to their credit report. But can their low score affect your good score in any way? Aside from them not making payments, etc, on the card.
Thanks!Dennis Smeltzer

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concerned mom asked: Can adding a family member with no credit history to your already established credit card impact your credit score? Would it help establish any credit for the family member?Meghan Ronnfeldt

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thetigersnameistony asked: I am trying to understand my credit situation better so I can fix it. I get a lot of conflicting responses and am not sure what to do.
I have a huge child support debt from about 9 years ago (I am 30) when I was in a situation in which I was [...]