Archive for August, 2009

How do I build/repair my credit score?

Saturday, August 29th, 2009

erin.danu asked: I have very limited credit history. I started this January. I read that I have to get a few credit cards to build credit history. I have a secured card from Citibank which only has 200 credit limit. A Citibank secured loan for 500. Bank of America gave me 4000 CL for [...]

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What is the credit score needed to apply for a loan with Prosper?

Friday, August 28th, 2009

Sunfire03 asked: I want to apply for a loan to get out of this financial mess, does anyone know the lowest credit score that is accepted?Chi Ober

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How will my fiance’s credit score affect mine when we get married?

Thursday, August 20th, 2009

WorkN asked: My credit score is 750 and my fiance’s credit score is 600. What happens when we get married - will we both have a combined score or will they remain separate. Also, we want to buy a house. Would it be wise to buy the house before we get married under my name [...]

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How would I go about improving my credit score?

Sunday, August 16th, 2009

Franklin asked: I made a few mistakes here and there and have some medical bills on my credit report along with other collection accounts. I have 3 credit cards that I almost have paid off and project to have my credit report clear sometime this year. My question is once I have the credit cards [...]

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How do they determine the credit score when there are 2 people on a mortgage?

Friday, August 14th, 2009

nutty asked: My husbands credit is much higher than mine. Will they average the two scores ort take the lowest credit score and base the mortgage rate on that?Laverne Coger

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How much does a credit score effect car loan applications?

Wednesday, August 5th, 2009

jeremy asked: I was without a job last year and my Credit has suffered terribly. I have caught up on late payments and my credit score is a 550. Will I be able to get a loan for a new car? Anybody in car sales out there? I can put about [...]

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Does your credit score go down by checking it online?

Wednesday, August 5th, 2009

Tapper asked: I have heard from several people, who check credit scores online, that by checking your credit score online it will lower your actual credit score. Is this true or false? If it is true, why would that lower your credit score?Valrie Neil

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What is the minimum credit score for a RD home loan?

Saturday, August 1st, 2009

“D” asked: I need to know what is the bare minimum credit score for an RD loan. My wife has a very high credit score but I am sitting at 595 medium score.Sophie Pallas

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adverse credit remortgages