Credit Score-Free Credit Score

sweetface07260 asked:


My credit score is just shy 18 points from getting a decent loan. But if I could get it higher I will certainly try. I’ve made a few late payments and I’m planning on cutting all my bills in half. Would that be enough?

Kristina

Michael H asked:


I want to know how long it will take, if I pay on time and get the credit cards paid off, to get my credit score up? I have a current fico score of about 602, which is terrible as I did have above a 700! But, I have like 3 credit cards near their limits of about $800 each. So, that’s killing me. If I pay these off, how long does it take for that score to go up? Thanks.

Mike Kolker

antoniusb asked:


My wife has no income or credit history. She received a credit card application in the mail. The application does not require me to put in any of my personal information but it does ask to state household income.

If she gets into trouble with her card, will it affect my credit or will the damage be limited to her credit score?

Alden Nylen

Ashley B asked:


I have a low credit score. do i need to hire someone to reapair it, and who? wanting to try and buy a house in less than a year and i want to have a decent credit score.

Samuel Dobbins

Ryan B asked:


Lets say a person has a bad credit score, what can they do to make their credit card better?

Alesia Lane

as2633 asked:


I’d like to buy a piece of land (cost 35,000 dollars for 4.7 acres). What kind of a credit score do you need to get approved for financing? Mine is pretty good, it’s a little lower because I just graduated college and have student loans. Thanks

Yuko Mccook

tuscantoucan asked:


Just found out my credit score. I’m not completely satisfied but what are some tips on getting my credit score up??
Also what makes the scores go down other than not paying your bills?

Cameron Golding

moneysmart asked:


We pay off our credit card balance off in full every month. They just reduced our credit line by half – ‘for non-usage’. I know that this affects the credit score negatively. What can one do in this case?
Our credit score is excellent right now and we don’t have any debt other than our mortgage and car payments (which we never miss). So I am not looking to repair my credit. The question is how can we prevent our credit score from dropping due to the card reducing our limit.

Shaunna Vandeyacht