Archive for October, 2009
albertine asked:
I can contact any of the three credit organizations, Experian, etc but they don’t offer free credit score.. How does somebody get a FREE Credit Score?
Florencio Ailes
I can contact any of the three credit organizations, Experian, etc but they don’t offer free credit score.. How does somebody get a FREE Credit Score?
Florencio Ailes
Eric asked:
I recently applied for a new credit card, and I was just curious if anyone knows how many points that will drop my credit score. Ya know, just cause AMEX had to check my score.
Jeffry Hartzer
I recently applied for a new credit card, and I was just curious if anyone knows how many points that will drop my credit score. Ya know, just cause AMEX had to check my score.
Jeffry Hartzer
A asked:
Recently, a company to whom I was making payments to, submitted the balance of the bill to a collection agency. I am not contesting that I owe the bill. My equifax report just pulled down my credit by points, my FICO score…How long does it take for my score to go back up after I pay the bill Friday?
Emmett Macaskill
Recently, a company to whom I was making payments to, submitted the balance of the bill to a collection agency. I am not contesting that I owe the bill. My equifax report just pulled down my credit by points, my FICO score…How long does it take for my score to go back up after I pay the bill Friday?
Emmett Macaskill
Kimberly G asked:
My credit score is 570, but my husbands is 680. We are looking into possibly buying a cheap home. How does it work now that we are married?
Marisa
My credit score is 570, but my husbands is 680. We are looking into possibly buying a cheap home. How does it work now that we are married?
Marisa
caltam84 asked:
With a credit card score of 865, what kinds of excellent benefits will there be? I am just curious. I know an average score would be in upper 600′s.
Dewitt Kirkpatrick
With a credit card score of 865, what kinds of excellent benefits will there be? I am just curious. I know an average score would be in upper 600′s.
Dewitt Kirkpatrick
Jose P asked:
In the past three years, i have opebed six accounts. Out of those six, only two are still open. The last one that i closed was a store credit card which i closed with in two weeks of opening. Does having too many past accounts affect your credit score? I am also looking to open another credit card account.
Avery Militano
In the past three years, i have opebed six accounts. Out of those six, only two are still open. The last one that i closed was a store credit card which i closed with in two weeks of opening. Does having too many past accounts affect your credit score? I am also looking to open another credit card account.
Avery Militano
Delia asked:
I have about 15 credit cards and I want to cancel about 8 of them…I hardly use them and it’s been hard keeping track. I know it’ll lower my credit score a bit, but does anyone know how many points?? How do I get those points back later?
Vivien Elson
I have about 15 credit cards and I want to cancel about 8 of them…I hardly use them and it’s been hard keeping track. I know it’ll lower my credit score a bit, but does anyone know how many points?? How do I get those points back later?
Vivien Elson
-*GINA*- asked:
My credit score is 550, Ive never had a car, home, or furniture in my name, its just hospital bills that made my score low…Will I be able to finance a home?
Dean
My credit score is 550, Ive never had a car, home, or furniture in my name, its just hospital bills that made my score low…Will I be able to finance a home?
Dean
nessa7227 asked:
I need to rebuild credit history but I don’t want a ton of credit inquiries dragging my score down…
I do not currently have any debt I just need to build recent credit history.
Sonia
I need to rebuild credit history but I don’t want a ton of credit inquiries dragging my score down…
I do not currently have any debt I just need to build recent credit history.
Sonia
Ryan asked:
I have an average 480 credit score but a local lender told me I needed at least a 580 to qualify for a FHA loan (1st time buyer/low down pmt). My boyfriend (co-borrower) has a 700+ credit score and they still wouldn’t loan us the money. Our income is decent and I have started cleaning up my deliquent accounts, what can I do to get into a house now?
Fonda Magpusao
I have an average 480 credit score but a local lender told me I needed at least a 580 to qualify for a FHA loan (1st time buyer/low down pmt). My boyfriend (co-borrower) has a 700+ credit score and they still wouldn’t loan us the money. Our income is decent and I have started cleaning up my deliquent accounts, what can I do to get into a house now?
Fonda Magpusao