How does somebody get a FREE Credit Score?
Saturday, October 31st, 2009albertine asked: I can contact any of the three credit organizations, Experian, etc but they don’t offer free credit score.. How does somebody get a FREE Credit Score?Florencio Ailes
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How many points does a credit inquiry for a credit card lower your score?
Saturday, October 31st, 2009Eric asked: I recently applied for a new credit card, and I was just curious if anyone knows how many points that will drop my credit score. Ya know, just cause AMEX had to check my score.Jeffry Hartzer
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How long does it take to improve credit score?
Friday, October 30th, 2009A asked: Recently, a company to whom I was making payments to, submitted the balance of the bill to a collection agency. I am not contesting that I owe the bill. My equifax report just pulled down my credit by points, my FICO score…How long does it take for my score to go back [...]
How is credit score determined after marriage?
Wednesday, October 28th, 2009Kimberly G asked: My credit score is 570, but my husbands is 680. We are looking into possibly buying a cheap home. How does it work now that we are married?Marisa
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One has a credit card with an excellent credit score of 865. What are the extreme benefits?
Wednesday, October 28th, 2009caltam84 asked: With a credit card score of 865, what kinds of excellent benefits will there be? I am just curious. I know an average score would be in upper 600’s.Dewitt Kirkpatrick
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Does your credit score get affected by how many accounts you have opened and closed?
Tuesday, October 27th, 2009Jose P asked: In the past three years, i have opebed six accounts. Out of those six, only two are still open. The last one that i closed was a store credit card which i closed with in two weeks of opening. Does having too many past accounts affect your credit score? I am also [...]
About how much of the credit score is lowered if I cancel my credit cards?
Tuesday, October 27th, 2009Delia asked: I have about 15 credit cards and I want to cancel about 8 of them…I hardly use them and it’s been hard keeping track. I know it’ll lower my credit score a bit, but does anyone know how many points?? How do I get those points back later?Vivien Elson
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What credit score range will qualify you for first time homebuying?
Tuesday, October 27th, 2009-*GINA*- asked: My credit score is 550, Ive never had a car, home, or furniture in my name, its just hospital bills that made my score low…Will I be able to finance a home?Dean
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With a credit score of 638 and no recent credit history what is a good credit card to get?
Monday, October 26th, 2009nessa7227 asked: I need to rebuild credit history but I don’t want a ton of credit inquiries dragging my score down…
I do not currently have any debt I just need to build recent credit history.Sonia
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How can I get a mortgage with a 480 credit score?
Sunday, October 25th, 2009Ryan asked: I have an average 480 credit score but a local lender told me I needed at least a 580 to qualify for a FHA loan (1st time buyer/low down pmt). My boyfriend (co-borrower) has a 700+ credit score and they still wouldn’t loan us the money. Our income is decent and I have [...]