Credit Score-Free Credit Score

telma asked:


I have accessed my annual free credit report, but it doesn’t include my score.Where can I go to get my credit score with the least amount of hassle? Or possibly a small one time fee if thats the next best alternative?

Karly Vaccarezza

lenise1973 asked:


I made payment arrangements with Department of Education to pay on a default student loan. She told me if I make 6 timely payments on my default loan, the info will drop off my credit report. How much of a score increase will I get once they remove it from the credit bureau? I’m trying to buy a house.

Carlo Alsina

Celz asked:


There are two public record judgements on my fico score provided by Equifax which don’t belong to me. I currently have an investigation going with them. These two judgements are ONLY on my Equifax CR, NOT Experian or TransUnion. My Experian credit score is 632 and my Transunion is 637. My Equifax which contain the two inaccurate judgements is 542. I wanted to know if this has happened to anyone and how much did their score increase after the items were removed. I have no debt, only a student loan payment of $50 a month, balance is $3300, and a macys revolving credit card of $100 limit with zero balance. I recently paid off all my debts and my score increased from 513 to 632, (Experian) in 3 weeks after paying off a closed Chase credit card acct and 1 collection acct for a cell phone bill. If my credit score went up so much by just paying off the little debt I had of about $500 then I’m curious to see how much more would it increase with two false judgements deleted? Can any one help?

Pearly Loy

fannurwewonder asked:


My credit score when I check it shows say 687 they get 630. Have made some corrections recently. Does it take a while to show? Is it updated only every month?

Kelley Mckinny

Chitchat5 asked:


I know that a negative mark on your credit report takes over 7 years to remove, but how can one improve their credit score in hopes to get a school loan, car loan, home loan, and business loans in the future.

Stewart

Breathdeep asked:


In repairing a credit report score, an auto loan that had two late payments is then paid off in full, what happens to that part of the credit report? How long would it take to increase the credit score?

Ronny Peregrino

ohashas asked:


My credit score is horrible, but I will have 20K-30K to put down. I have no other debt, and a good income. Houses I am interested in are around 200K. Any advise?

Dirk Trappey

lovesugarkisses asked:


say I have 8 credit cards most are just about hitting the credit limit, and I have a owed overdraft fee from a bank from years ago, and a couple low hospital bills on my credit. I plan to pay the bank i owe $600 to down to 0 and i plan to pay all my credit cards down to 35% below the credit limit. My credit right now is around 545, once I pay all this in a matter of 1 week how many points could my score go up too?

Numbers Spiegelman

Jared asked:


I recently opened a new credit card and noticed that my fico score plumetted 50 points after doing so. How long will it take for credit score to get over the fact that I opened a new account and regain those 50 points?

Prince Satoe

blcross03 asked:


I am really bad with paying bills and my credit has taken a hit these past couple years. I make enough money where I should be able to pay everything with no problem but for some reason I continue to struggle. Do you think a debt consolidation would be best for me and to help me improve my credit score? Does this really work?

Ivory Flaming