Archive for November, 2009

No credit card payments were made for 3 mos because I was unemployed. How do i raise my credit score?

Monday, November 30th, 2009

Amanda D asked: I am now employed and ready to pay off 2 or 3 of my 4 cards. My credit score was very high and is dropping by the second. I need to have a good score in order to buy a car or a house.
My cards have already been placed with bill collectors.
And [...]

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What are the chances of car loan with a credit score of 511 and a cosigner?

Monday, November 30th, 2009

Jessica asked: I have a credit score of 511 and am looking to purchase a car for 11,000. I have a cosigner with excellent credit. What are the chances of me getting a loan in Colorado? Should I be looking at Credit Unions?Gary Farell

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How do i get my free credit score? If i already have my free annual credit report?

Monday, November 30th, 2009

eun asked: I get my free credit report every year. I need to know how I can get my free credit score I’d appreciate any good answers someone can teach me, how to get free credit score report.Craig Apple

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Will your credit score drop if you take out a loan for college?

Monday, November 30th, 2009

Adam the Poet asked: I am worried that my credit score will drop when i go to college because i have to take out a loan for college. How do i go to college on a loan but still manage my credit score.Isaias Crankshaw

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What would be the best credit card for a 25 yr old to inprove her credit score?

Sunday, November 29th, 2009

irishcelticeyes@sbcglobal.net asked: My daughter is trying to build good credit. Her credit score in low and she just bought a small moble home for her family. I want to help to build her credit up, just in case she may need to buy something big ticket some day.Ivory Boyle

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How much will my credit score go up once these 6 paid accounts are deleted off of my credit report?

Saturday, November 28th, 2009

guilty_witch asked: How much will my credit score go up once these 6 paid accounts are deleted off of my credit report?
I currently have 6 medical collections on my credit report that are going to be deleted within 90 days off my report, and wanted to get an estimate of how much my score will [...]

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Is a credit score of 658 good enough to get a home loan?

Saturday, November 28th, 2009

cocoacure83 asked: I just pulled my credit score today and it’s 658 is that good enough to get a home loan?Dianne

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What’s the best and cheapest place to get a credit score?

Friday, November 27th, 2009

Seeker2008 asked: Basically, my mom is going to be looking into buying a house soon. She wants to check her credit score. Which score is the actual one necessary to check? I’ve seen FICO and all types of other general “credit scores” that could be checked.
Which does a mortgage company look for, and just how [...]

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how to improve my credit score without a credit card?

Thursday, November 26th, 2009

Erick asked: I have a debt of 897.00 on my credit score that has been paid already, I need to build my credit to buy a car my credit score is 550 and I’m not planning on getting a credit card to build my credit. How can I build my credit?Aletha Douet

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How many points will my credit score go up if I pay my credit card in full each month?

Thursday, November 26th, 2009

Melissa asked: My credit score is so low and I managed to get 2 of the worst credit cards, but I’m just using them to raise my score. If I pay off both of them in full each month how much will my score go up? Thanks.Harlan Zipperer

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