Archive for December, 2009
Tina asked:
I read about this lady and her husband that had credit scores of about 500 each and they went out and got credit cards and would pay them off as soon as they used them and their scores increased 100 pts after 4 months of doing this. Can someone actually do that? And what are some ways to fix your credit score?
Harley Bramham
I read about this lady and her husband that had credit scores of about 500 each and they went out and got credit cards and would pay them off as soon as they used them and their scores increased 100 pts after 4 months of doing this. Can someone actually do that? And what are some ways to fix your credit score?
Harley Bramham
toby asked:
How do I get a credit score rating? Is it free to get my free credit score rating??
Also, what is the best range for my credit score?
Irvin Sins
How do I get a credit score rating? Is it free to get my free credit score rating??
Also, what is the best range for my credit score?
Irvin Sins
fantasy209 asked:
My credit score was 657 2 months ago. How long does it take to increase? I’m paying at least $100 more than the minimum due every month.
Margeret Caspersen
My credit score was 657 2 months ago. How long does it take to increase? I’m paying at least $100 more than the minimum due every month.
Margeret Caspersen
jugs_sb asked:
I went to the mortgage company today, and found out that my credit has gone down 100 points in 6 months because of a charge from my college, that I was not even aware of. I was never notified I owed anything to anyone. Is there a way that the 100 points can be put back on my credit if I get this taken care of? I went from having a score of high credit score to a very “bruised” credit score. What can I do?
Carl Jarva
I went to the mortgage company today, and found out that my credit has gone down 100 points in 6 months because of a charge from my college, that I was not even aware of. I was never notified I owed anything to anyone. Is there a way that the 100 points can be put back on my credit if I get this taken care of? I went from having a score of high credit score to a very “bruised” credit score. What can I do?
Carl Jarva
Tinoka asked:
What are things that can lower your credit score? I heard that if you go shop of cars or furnitures and the stores check your credit that can lower your credit score. Is this true? How many credits are taken off per each credit check? What about cosigning for someone with bad credit? Can that lower my credit score?
Collette Bagwill
What are things that can lower your credit score? I heard that if you go shop of cars or furnitures and the stores check your credit that can lower your credit score. Is this true? How many credits are taken off per each credit check? What about cosigning for someone with bad credit? Can that lower my credit score?
Collette Bagwill
asked:
How do I obtain my free yearly credit score report from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet to come across. I do not have a bank account to paypal any of these credit report sites. How do I find the mojor credit agencies and how do I get my free credit report.
Britt Mcgwier
How do I obtain my free yearly credit score report from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet to come across. I do not have a bank account to paypal any of these credit report sites. How do I find the mojor credit agencies and how do I get my free credit report.
Britt Mcgwier
Matthew asked:
I have accessed my annual free credit report, but it doesn’t include my score. I know the websites exist where you can sign up for a free trial for 30 days, but my brother did that and it was an insane hassle for him to get out of that trial. Took 3 days of being on hold. Where can I go to get my credit score with the least amount of hassle? Or possibly a small one time fee if thats the next best alternative?
Carmela Knavel
I have accessed my annual free credit report, but it doesn’t include my score. I know the websites exist where you can sign up for a free trial for 30 days, but my brother did that and it was an insane hassle for him to get out of that trial. Took 3 days of being on hold. Where can I go to get my credit score with the least amount of hassle? Or possibly a small one time fee if thats the next best alternative?
Carmela Knavel
rwestmore7 asked:
I am working on my credit and should have it up enough in a couple of months to buy a new car. What should my goal be to get my score up to before I actually go to the lot and have Honda or GM run my credit? I am wanting to spend about 25,000 after my trade in. My gross pay per month is about 3,000 – 4,000.
Andreas Rossel
I am working on my credit and should have it up enough in a couple of months to buy a new car. What should my goal be to get my score up to before I actually go to the lot and have Honda or GM run my credit? I am wanting to spend about 25,000 after my trade in. My gross pay per month is about 3,000 – 4,000.
Andreas Rossel
SimplyAdvice asked:
I have a 14K Amex bill which I am not responsible for but will have to pay so I am thinking of just settling it, How much will it lower my credit score? It’s currently a 690 right now.
Royce Baradi
I have a 14K Amex bill which I am not responsible for but will have to pay so I am thinking of just settling it, How much will it lower my credit score? It’s currently a 690 right now.
Royce Baradi
fisherman jim asked:
When I was in college I racked up a ton of medical, credit card and other bills. I recently checked my credit and even with a TON of old debt my FICO score was at the average range. In the past six months I have been aggressively paying off all the old debts and maintaining all of my current cards at a zero balance trying to get close to a perfect score. I pulled my credit a week ago and saw my score has fallen over 250 points to around 400. Why did the score drop instead of go up and how long will it stay down before it even gets to where it used to be? I have one more old item that I am paying this week then all of my credit will consist of current items. No more old debt.
Steven Richardson
When I was in college I racked up a ton of medical, credit card and other bills. I recently checked my credit and even with a TON of old debt my FICO score was at the average range. In the past six months I have been aggressively paying off all the old debts and maintaining all of my current cards at a zero balance trying to get close to a perfect score. I pulled my credit a week ago and saw my score has fallen over 250 points to around 400. Why did the score drop instead of go up and how long will it stay down before it even gets to where it used to be? I have one more old item that I am paying this week then all of my credit will consist of current items. No more old debt.
Steven Richardson