Archive for December, 2009

How long till you get a credit score?

Wednesday, December 16th, 2009

insomina asked: I just started a loan a couple months ago on a car and tried running a credit score check but could not find any records. How many monthly payments do you need to have done before you get a credit score on file? And no, I’ve never used a credit card [...]

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Is it possible to get a free credit score and report?

Tuesday, December 15th, 2009

birgit asked: Not credit report, credit score. All my credit report says is my one account in good standing and no negative stuff. But I want a score.Easter Mussman

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Will a credit score of 624 get an auto loan these days at what interest rate if so?

Sunday, December 13th, 2009

Lilone asked: I want to trade in my new car to downsize to something a little less to cut my payment down some. My credit score is 624 will i be able to seek financing at this time. Does anyone know and at what interest if so.Viola Candell

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How does declined credit card applications affect your score?

Saturday, December 12th, 2009

Project EX asked: Hello, i applied for 2 credit card applications within a week and got declined. This is because, i am 18, and only have 2 bank accounts with no credit on file. When i paid $15 yesterday to see my credit score, it reported as having “no score”. So i guess my declined [...]

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What credit card can I get with a 579 credit score?

Thursday, December 10th, 2009

? Nicole B.? asked: I am a college student who is trying to get a credit card. I just recieve a copy of my credit report, that I ordered because I have been turned down for credit twice. I have six inquiries that are on my report, all of which are correct. [...]

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What would have the greater impact on my credit score?

Thursday, December 10th, 2009

redhairedmama75 asked: I have 9 credit cards (yes I know that is too many) With in the last week I have paid off 3 of them.
I was planning on paying off two more when I get paid next week.
Would it be better credit score wise to pay off the cards or pay them down significantly.
I [...]

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Why is the Credit Score look at when applying for a job?

Tuesday, December 8th, 2009

Gary asked: I understand on how important the credit score is when applying for an unsecured loan, a home, financing a car or trying to get a credit card but why is it a factor for job consideration? So any Human Resource people and/or Hiring Managers care to respond and explain why a person’s [...]

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What is a good way to raise my credit score?

Tuesday, December 8th, 2009

MsItSeams asked: I was looking at my credit score and I want to get it back up. One of the issues is I do not have any credit cards open. I have two closed credit accounts. I am trying to figure if it is better to open an account right now or pay off some [...]

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Do I get a copy of my credit score after disputing with TransnUnion?

Tuesday, December 8th, 2009

Robert G asked: I ordered a free credit report and there was an error. I disputed it and received a response that it was fixed, but could not see an updated report on their web site or a corrected score. Their web site says that they will send a report unless filed [...]

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How much does it lower your credit score to open a new account?

Tuesday, December 8th, 2009

socalsteph79 asked: I have excellent credit right now but am thinking of taking a home improvement’s store up on their promotion of 12 months no interest & no payments. I always have it paid off within 3 months when I’ve done this with other cards. However, I would like to know how many points my [...]

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