Credit Score-Free Credit Score

insomina asked:


I just started a loan a couple months ago on a car and tried running a credit score check but could not find any records. How many monthly payments do you need to have done before you get a credit score on file? And no, I’ve never used a credit card prior, only a debit.

Doreen Huski

birgit asked:


Not credit report, credit score. All my credit report says is my one account in good standing and no negative stuff. But I want a score.

Easter Mussman

Lilone asked:


I want to trade in my new car to downsize to something a little less to cut my payment down some. My credit score is 624 will i be able to seek financing at this time. Does anyone know and at what interest if so.

Viola Candell

Project EX asked:


Hello, i applied for 2 credit card applications within a week and got declined. This is because, i am 18, and only have 2 bank accounts with no credit on file. When i paid $15 yesterday to see my credit score, it reported as having “no score”. So i guess my declined accounts don’t count, expect for the inquiry right?

And say i do have credit, how much does a decline account do for a credit card.

Also 1 more question: What is the easiest card to get, ive tried:
1. Texaco
2. Best Buy
3. Bank of America
any ideas?

Dina Manard

? Nicole B.? asked:


I am a college student who is trying to get a credit card. I just recieve a copy of my credit report, that I ordered because I have been turned down for credit twice. I have six inquiries that are on my report, all of which are correct. Three of which is from citibank (from a checking, savings and e-saving account) I opened with them. I did not know that they did credit checks before approving a savings of checking account. Anyway with the six inquiries that I have and two student loans both issued on 9/2006 and a 579 credit score. What credit cards if any can I get?
I tried applying for a citibank card but i got turned down. I also tried chase and they told me I have too many recent request for credit…

Geoffrey Keyl

redhairedmama75 asked:


I have 9 credit cards (yes I know that is too many) With in the last week I have paid off 3 of them.

I was planning on paying off two more when I get paid next week.

Would it be better credit score wise to pay off the cards or pay them down significantly.

I had originally planned to pay off all but one before the end of June.

Jerry Cronan

Gary asked:


I understand on how important the credit score is when applying for an unsecured loan, a home, financing a car or trying to get a credit card but why is it a factor for job consideration? So any Human Resource people and/or Hiring Managers care to respond and explain why a person’s credit score even comes into play?

Susan

MsItSeams asked:


I was looking at my credit score and I want to get it back up. One of the issues is I do not have any credit cards open. I have two closed credit accounts. I am trying to figure if it is better to open an account right now or pay off some things and wait to open an account after I paid off somethings.

Wendy

Robert G asked:


I ordered a free credit report and there was an error. I disputed it and received a response that it was fixed, but could not see an updated report on their web site or a corrected score. Their web site says that they will send a report unless filed online. The report I see is still the old report and the score is also not updated so did I waste $8 on a bad score? I called and they want more money to tell me what the correct score should be and want me to pay for another report with the correction as well. Does anyone know how to get a good score and report from them after a dispute online?

Hedwig Beacom

socalsteph79 asked:


I have excellent credit right now but am thinking of taking a home improvement’s store up on their promotion of 12 months no interest & no payments. I always have it paid off within 3 months when I’ve done this with other cards. However, I would like to know how many points my score will lower with a new account.

Britta Belleau