Archive for December, 2009
bayercruz asked:
I’ve had two credit card companies cancel their cards with me because I had not used their cards in years, how will this affect my credit score? Do they let the major credit bureaus know why it was canceled?
Warren Grivetti
I’ve had two credit card companies cancel their cards with me because I had not used their cards in years, how will this affect my credit score? Do they let the major credit bureaus know why it was canceled?
Warren Grivetti
Guyver280Z asked:
I got my social security number 9 months ago. And everytime I want to get a Phone, Cable, Electricity they check my credit I need to pay a deposit because I dont have a Credit Report yet.
I checked on Experian and it says that I have 3 accounts in good standing but they didnt gave a Score. My question is: How long does it take to get a score?? I’ve been paying everything on time, I have two credit cards and both I’ve paid even more than the minimum. I’ve been a good credit user, but Im tired of paying deposits because I dont have a score. HELP!!!
Rick Kivel
I got my social security number 9 months ago. And everytime I want to get a Phone, Cable, Electricity they check my credit I need to pay a deposit because I dont have a Credit Report yet.
I checked on Experian and it says that I have 3 accounts in good standing but they didnt gave a Score. My question is: How long does it take to get a score?? I’ve been paying everything on time, I have two credit cards and both I’ve paid even more than the minimum. I’ve been a good credit user, but Im tired of paying deposits because I dont have a score. HELP!!!
Rick Kivel
dhock88 asked:
Ive run my credit a several times in my life. I am 20 and id say its been ran maybe 3 or 4 times but i want to get a loan for a bike. Im afraid to have it ran because i don’t want to destroy my score. Does anyone know the point where it has been ran too many times and it will lower my score?
Elmer Kennett
Ive run my credit a several times in my life. I am 20 and id say its been ran maybe 3 or 4 times but i want to get a loan for a bike. Im afraid to have it ran because i don’t want to destroy my score. Does anyone know the point where it has been ran too many times and it will lower my score?
Elmer Kennett
Advisory Service asked:
I have a $200 credit card and paying a monthly $15 plus the 12% APR. How much credit points does it give me each month?
I have a $200 credit card and paying a monthly $15 plus the 12% APR. How much credit points does it give me each month?
What is the best way to get a quick credit score of 750 within a year?
Will getting a credit card with $10,000 limit and pay the 12% APR and monthly payment for it? How much credit score points will it give me for it?
Randell Powell
Project EX asked:
Hello, i applied for 2 credit card applications within a week and got declined. This is because, i am 18, and only have 2 bank accounts with no credit on file. When i paid $15 yesterday to see my credit score, it reported as having “no score”. So i guess my declined accounts don’t count, expect for the inquiry right?
Hello, i applied for 2 credit card applications within a week and got declined. This is because, i am 18, and only have 2 bank accounts with no credit on file. When i paid $15 yesterday to see my credit score, it reported as having “no score”. So i guess my declined accounts don’t count, expect for the inquiry right?
And say i do have credit, how much does a decline account do for a credit card.
Also 1 more question: What is the easiest card to get, ive tried:
1. Texaco
2. Best Buy
3. Bank of America
any ideas?
Laurie