Archive for June, 2010

Can credit card companys recheck your credit score without asking your permission first?

Monday, June 28th, 2010

We have a few credit cards walmart, macy’s and paypal.. we have notice that our credit limit has been decreased because our credit score has taken a hit lately. I wasn’t aware that they could recheck our credit score without our permission or signature… doesn’t it affect my score too every time some runs a [...]

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How does credit card balance affect credit score?

Monday, June 28th, 2010

Ariel asked: Eugenie Bourgoin

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I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don’t need these credit cards and I would like to cancel them and have this “possible credit” to go towards the new card. I heard once that canceling a credit card has a negitive effect on your credit score. Is this true? If so, how do I switch credit cards and avoid affecting my credit score in a bad way?

Monday, June 28th, 2010

Hannah asked: Cindy Greenough

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What are the cheapest reliable credit score companies where I Can get that efficient credit score that I need? I need to know what my credit score is so I can start looking for an apartment. And I know it must be bad, but I just want to make sure that it isn’t tooooo horrible. Thanks.

Tuesday, June 22nd, 2010

sheila asked: Nathaniel Grandt

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How do I know my credit score is being accurately assessed?

Sunday, June 20th, 2010

If “shopping” queries for car loans within a two-week period of time are assessed as only one hit, how do I know the credit reporting companies are adding up my hits correctly? Isn’t possible that errors are being made? How do I count up my own hits and know how my credit score [...]

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If i apply for another credit card even though i dont need it, and dont use it, will it still help my credit score?

Friday, June 18th, 2010

poople4 asked: Nickie Petricka

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Credit score?

Friday, June 18th, 2010

asdfgh asked: Madeleine Bowsher

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What site can I go to to see my credit score. I know I have to pay for it but I dont want to pay 12.95 a month or have to worry about canceling a membership (triple advantage). I already have my credit report, I just want my score. Thanx

Friday, June 18th, 2010

Anthony asked: Charles Redus

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I just turned 18 this week, and I want to know how can I start building my Credit score. Should I get a credit card from a store like Macy’s, etc. And how does the credit score works? Also how much would i pay monthly, if i spend like 200 per month, how much would I have to pay?

Thursday, June 17th, 2010

fernando f asked: Jeanne Leho

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CReDIT SCORE?

Wednesday, June 16th, 2010

mdk72003 asked: i have a credit score of 615 and im trying really hard to get a motorcycle or a loan for one please somebody help me with a site or somethin i can go to, please no answers about how i should pay my bills on time to get better credit, im a college [...]

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