Archive for March, 2011
Joseph asked:
I am tryinto get a motorcycle sports bike in may. I was wondering what is the credit score needed in order to be approved for the financing option? and how much (estimated) will insurance run for a 20 year old?
Emmett Courtnage
I am tryinto get a motorcycle sports bike in may. I was wondering what is the credit score needed in order to be approved for the financing option? and how much (estimated) will insurance run for a 20 year old?
Emmett Courtnage
Puro asked:
If I stop paying my mortgage, how much would this affect my credit score?
Carl Jarva
If I stop paying my mortgage, how much would this affect my credit score?
Carl Jarva
Thank you God! asked:
My credit score right now is around 750, but I recently wasn’t able to make a payment on one of my credit cards. I’m just wondering how much will my credit score be affected?
Jeffrey Yarbrough
My credit score right now is around 750, but I recently wasn’t able to make a payment on one of my credit cards. I’m just wondering how much will my credit score be affected?
Jeffrey Yarbrough
bodmodangel asked:
I have really bad credit (charge offs and late payments). I just got an unsecured credit card ($250.00 credit limit). Will this help my credit score? And by how much ??
Cecil Popadiuk
I have really bad credit (charge offs and late payments). I just got an unsecured credit card ($250.00 credit limit). Will this help my credit score? And by how much ??
Cecil Popadiuk
liz asked:
I am thinking of buying a home. I would like to work on raising my credit score (currently 682) before I apply for a loan. What is the minimum score to obtain the BEST rate on a loan? How long will it take on average to raise my current score to this number if I practice good credit habits.
Miquel Mccarn
I am thinking of buying a home. I would like to work on raising my credit score (currently 682) before I apply for a loan. What is the minimum score to obtain the BEST rate on a loan? How long will it take on average to raise my current score to this number if I practice good credit habits.
Miquel Mccarn
blah blah blah asked:
I’m almost 22 and am thinking (in the beginning stages of looking, nothing too serious) of buying a house. What kind of credit score do I need to be approved for a mortgage loan? My current score is 695. I’m sure it depends on other things too. I have two credit cards and a car payment. I’m not seriously looking, and I don’t want to add another bill to my budget quite yet.I’m just wondering if that is a good score or not. What else do the mortgage loan officers look at? Thanks
Susan
I’m almost 22 and am thinking (in the beginning stages of looking, nothing too serious) of buying a house. What kind of credit score do I need to be approved for a mortgage loan? My current score is 695. I’m sure it depends on other things too. I have two credit cards and a car payment. I’m not seriously looking, and I don’t want to add another bill to my budget quite yet.I’m just wondering if that is a good score or not. What else do the mortgage loan officers look at? Thanks
Susan
jonboy6073 asked:
I have no credit at all because I don’t make large purchases, and I don’t use credit cards. What are some good ways to get a credit score without getting a credit card? I have a checking account will that help in any way?
Ricardo
I have no credit at all because I don’t make large purchases, and I don’t use credit cards. What are some good ways to get a credit score without getting a credit card? I have a checking account will that help in any way?
Ricardo
globester711 asked:
I am getting married and I planned to use one of my rewards credit cards to pay for some of the deposits. We have the money to pay the deposits in full, but wanted to take advantage of the points we would be awarded. I heard if you incur a debt of 30% your available credit, this will lower your credit score. Is that true even if you pay it off during the same billing period and do not carry it over to the next month?
Kenneth Dallen
I am getting married and I planned to use one of my rewards credit cards to pay for some of the deposits. We have the money to pay the deposits in full, but wanted to take advantage of the points we would be awarded. I heard if you incur a debt of 30% your available credit, this will lower your credit score. Is that true even if you pay it off during the same billing period and do not carry it over to the next month?
Kenneth Dallen
Kimberlyann asked:
Is it 720 or above? I have a credit score that average of about a 720, But I do have about 10 inquries on my report due to us buying a house and car last year. I do have a few late payments from over two years ago. Shoud I even try to get approved
Harry
Is it 720 or above? I have a credit score that average of about a 720, But I do have about 10 inquries on my report due to us buying a house and car last year. I do have a few late payments from over two years ago. Shoud I even try to get approved
Harry
achyled asked:
I’ve heard both… my teacher said having a lot of credit cards will lower my score. But I also read that part of your credit score is based on the formula
I’ve heard both… my teacher said having a lot of credit cards will lower my score. But I also read that part of your credit score is based on the formula
how much you owe/ total credit , so in that case having more cards would be better. I have 7 cards and I only use 2 of them. Should I cancel my other cards?
Darius Cartmell