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Archive for July, 2011

FICOTechTalk asked:


How can improvements to the FICO® score help businesses and borrowers? Through rigorous analysis of new data samples, FICO™ has been able to increase the predictive power of the FICO® score by 5-15% for some consumer segments, which means smarter lending decisions. In addition, the new FICO® 08 score has a better way to avoid fraud from authorized user accounts, while enabling individuals to build their credit through becoming an authorized user on a spouse or parents account. These are among the improvements to the FICO® 08 score, which is available now to credit grantors from TransUnion, and coming soon to Equifax and Experian. Darcy Sullivan of FICO™ interviews Lisa Nelson, FICO™ vice president of Scoring Solutions for this FICO Tech Talk.

Trevor Goodchild

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credit score
Juan L asked:


Zero % introductory rates are temporary, I can transfer and purchase during this period and when interets rate starts I can open another credit card with 0% rate and close the one with interets rate, if I do this once a year , will it affect my credit score?

Reynaldo Kutchie
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credit score
Jason B asked:


I am a new homeowner, severe unecpected expenses occurred and my paycheck will come a few days after the mortgage pymt is past due.

If I pay it a week after the grace period, how bad will it affect my credit score?

Lebron James

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credit score
Remaining Optimistic asked:


I have heard that checking your credit score should be done seldomly as the amount of attempts on your acct can work against you. But say, you want to check to see if there is something on there you need to correct…? Is checking your credit score 1 time a year a bad or good idea?

Kyung Barswell
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askcreditman asked:


760) 585-9258 Email us:mycreditsecret@gmail.com) For More Info Call Me: How To Fix, Repair Bad (credit report)Rating | eHow.com How to Fix, Repair Bad (credit report)Rating. GOT BAD CREDIT? NEED TO CLEAN BAD CREDIT FAST TO GET THE LOAN, CREDIT CARD, MORTGAGE, CAR, JOB, OR APARTMENT ……

Carry Tellinghuisen

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credit score
Sexy Bunky asked:


I have direct energy and 5 months out of the 9 month I’ve been at my apt my electric bill has been late.

I have direct energy and they say If I always pay on time then with them my score would be zero but mine is a 4 and thats bad.

She didn’t know how it would affect my overall credit score if I wanted to buy a car or house . . .

Any help?

Linda

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roxydoge333 asked:


-www.yourbadcreditsolution.com. Get free details and stop the banks and credit bureau’s from harassing you with those embarassing phone calls. Raise your credit score today.

Melda Beeler

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VideoCreditScore asked:


www.videocreditscore.com – Credit Score Definition 101 – This lesson walks through the basics of credit scoring and gives an overview of terms and definitions for credit score, credit reports and credit bureaus

Rufus Valentin

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CreditExpertUK asked:


www.creditexpert.co.uk Improve your credit rating and credit score with the Credit Expert. If you’re curious about your credit rating, visit my personal website, http You’ll earn more about your credit rating and score. Enjoy it for 30 days absolutely free. No, No, I insist. Did you know, my diary records when to pay bills so they can always be paid on time. I keep all my paid bills – some are even framed on a wall in my house. Why? Well, I became such an expert by using CreditExpert – I regularly log in, however busy I am, to ensure I’m on top of my credit rating. I make sure my contact details are up to date so CreditExpert can send me email alerts about changes to my report. Why not try it yourself?

Vincenzo Sassone

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ImproveCreditScore asked:


improveyourscore.org Removing Bankruptcies From Your Credit Report Can Will Improve Credit Scores By Over 200 Points Personal bankruptcy is a sad chapter to those who are going through this ordeal. It can happen to anyone. If it has happened to you, beware that having declared bankruptcy in the past may make it especially hard to improve your credit score. Bankruptcies remain on your credit report for 7 to 10 years.

Dina Schack

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