Credit Score-Free Credit Score

SummerLove13 asked:


I usually always pay off my credit cards in full and have excellent credit but have been having trouble paying the full balance lately. Is my credit score going to lower if I pay the minimum balance due the next few months?

Cristopher Zahourek

HiddenNewsMedia asked:

I was wondering why I was being denied for a credit card! Come to find out my mortgage company is reporting the correct amount each month but the 3 credit bureaus are reporting that my mortgage is $4500 a month! Their mistake has caused my credit score to drop!

Shalonda Tutt

FamilyFinancialUSA asked:

Brian Douglas exposes one of the biggest scams in the credit repair industry. If you want to fix your credit and get your score back up, you’d better watch this NOW! Brian Douglas is the Director of the Credit Rebound Institute and FamilyFinancialUSA. Check out www.CreditReboundInstitute.org

Gina

Randall asked:


I have some bad credit which has my score in the 580′s but I am needing to get up above 620 as quickly as possible because my wife and I are trying to buy a house. I am just not sure if setting up payment plans with my creditors will raise my credit score or if we should do something else?

Jonathon Mcclaim

Bette Davis Eyes asked:


I know that sometimes prospective employers check credit scores, don’t they? Is it true that a poor score can make them not want to hire you? If so, what is the reason, and in what areas of employment (health care, hospitality, etc) is this likely to apply?

Jewel Kingery

Cubbies asked:


I just bought a rental property and need to get it rented out. I want a tenant who will pay the rent and keep it nice. I know I need a credit score and background check, but don’t know the best way to get this done? Also, what are some recommended cut off scores or red flags I should be looking for? Any advice appreciated…

Sumiko Feinstein

MrElijah asked:


I’m 19 y/o and I have three major credit cards. I have a credit score of 708 and I’m trying to get it higher. I recently applied for a loan but I need a co-signer. However everyone I kow has bad credit. How can I raise my score within the next couple months so I can get a loan without a co-signer? Or at the very least have pretty high credit. I’m aiming for a 750.

Guy Drones

Matt asked:


I want to apply for this credit card but it says you need excellent credit. I don’t have bad credit but I havn’t really had many loans are things to build my credit. If I apply and get denied will this hurt my score?

Zachary Wygand

Hailey asked:


How did you manage to get a good credit score? Can you tell me exactly how you obtained it in order to rent your apartment? Does having a good credit score matter to rent an apartment?

Thanks!

Terri

EverythingFinance asked:

EverythingFinanceBlog.COM When you go to buy a car, you want to get the best deal. While getting a good deal does rely on your negotiating skills to a certain extent, getting the most bang for your buck also includes getting a good interest rate on your auto loan. However, unless you have a good credit score, you won’t be able to get the best interest rate. Read more: everythingfinanceblog.com

Kerry