Archive for October, 2011
Wesley Watkis, personal finance and investment strategist with the W&W Group and David Berenbaum of the National Community Reinvestment Coalition explain how credit scores work and how to improve yours. Part of WHUT Howard University Television’s “Facing the Mortgage Crisis” programming.
Cristy Nassimi
Repair Your credit Easily By Yourself. offto.net
Dianna Garrido
Shows how the self serving credit agencies were central to the credit crunch
Tanja Frances
www.jeremyscredittips.com is the best place to learn tips to raise your credit score. Raise your credit score, lower your interest rates, get the best financing available. Go to www.jeremyscredittips.com now to see how you can SAVE THOUSANDS!
Tom Sainz
Showing you how to get that 850 credit score.
Indira Gonzalez
If you think that closing out a credit card account is going to make things better for your credit score, think again. Learn the details about why you should never close a credit card account and how keeping them open will help your credit score if done properly. Mr Credit shares all the secrets in this quick video. MrCreditRadio.com http SanDiegoMortgageMoney.com http MrCreditBlog.com
Luis Marcon
Jan Astani talks about how your credit score effects your qualification for a new home loan.
Ann
There’s more to credit repair than removing negative items from your credit report – in fact, your credit history makes up only about 35% of your credit score, according to the makers of the FICO credit score. That’s why Lexington Law offers credit coaching that tackles the other 65% of your credit score, including: Your credit to debt ratios, inquiries, types of credit, and the length of your credit history.
Archie Arzilli
Altman’s Z is the most famous type of linear discriminant model: borrowers are classified into high or low default risk categories. It does not directly give a probability of default (PD), although we can map to the score to a credit rating and map the rating to a PD (so there is an indirect path from the score to the PD). Four drawbacks: 1. Not granular: only gives default/zone of ignorance/no default; 2. Constant factor weights (ie, factor weights may be time varying); 3. Only considers five fundamental variables, ignores other variables; 4. No centralized database on defaulted business loans (not really an Altman’s critique at all)
Arron Lemar
Far too many consumers have been taken advantage of by so-called financial gurus and credit specialists. In this important video, Linda Ferrari, National Credit Score Expert and President of Credit Resource Corporation, shares the top 10 credit myths that can help your clients avoid bad advice that could potentially damage their credit. (www.lindaferrari.com)
Anissa Thompson