Archive for December, 2011
LYRICS I’m only 17 so I don’t have a credit score So I grab the debit card slide it back and forth Up down up down yeah you like that I sign the receipt and then hand it right back Yeah, what you know about money huh? I got financial goals so I’m goin save it up Got college up ahead so I save enough Sticking to the plan cause I ain’t going bankrupt Uh, no way Jose, the money in my pocket going straight to the bank Always deposit never underneath the mattress Cute girl and I’m looking at her assets Yo Coolidge tell em what’s up Every time I walk in the mall I see All these kids swiping credit cards 1, 2, 3 They swipe them like they never run out Don’t know what the credit card company’s about Don’t go and be a hero for the ladies They don’t like a credit score under 880 Shouldn’t need a loan till your all grown up If you wanna have a good life, good wife Every honey in the world will want you like a bee hive Keep that credit score sky high Like a bird flyin I don’t know why kids keep buyin like a shopaholic Ah man . . . . I just lost my wallet man Oh dang dude don’t get your identity stolen Yeah (laugh) It’s the credit boys. . . . Sam Well and Coolidge Bringing you that financial education yo CHORUS Good credit (X8) (cash) (checks) (credit) (debit) I see those credit scores, kick em out the door Cause I’m stacking money like socks in a drawer From the ceiling to the floor, let me hear that encore Cause the credit boys are winning for sure (X2) I’m good with my money; I’m …
Scott Cedars
A www.BestCreditQuote.com video explaining how your credit score is calculated.
Julietta Carbal
New graduates have an opportunity to build a perfect credit history.
Derrick Gustovich
Ken Gross, David Einstandig and Brian Small from the Financial Crisis Talk Center explore the reality of how people allow their concern over their credit score to cloud making the right financial decisions. This is the reality that the Banks don’t want you to know.
Phillip Kudo
Paying off an old collection or charge off will increase your credit score. This is a huge MYTH! Effects of Paying When you pay an older collection account or charge-off account, your credit score most likely will suffer. Think twice before paying off an old collection or charge off. By paying your debt, it renews the date of last activity. The collection company or creditors can now report the account for another 7 years. Everyone knows debt collections are bad for your credit score. Any past due accounts including debt collections have negative effects. These accounts report on your credit report for up to7 years. As accounts age, they have less and less impact on your credit score. Many consumers believe by paying off collections or charge-off accounts, that it will raise their credit scores. It certainly seems logical; however it is far from the truth. If you are concerned about your credit score, paying off debts prior to obtaining any other type of loan or mortgage can greatly hurt your credit score. Ultimately, if it is an older account when paid off (or payments are made on the account), by doing so can be devastating to ones credit score. The recent activity of any derogatory item has a big impact on how it effects your overall credit score. Is the Debt Still Valid? After a certain period of inactivity on an account, a debt becomes time-barred and debt collectors can no longer sue you for it. This period is known as “the statute of limitations on debt” and varies …
Easter Mussman
When was the last time you worked with a credit restoration company? Let our Certified FICO pros get your credit back on the right track! We are certified to help you remove: Late pays,Charge offs,Repossessions,Judgements,Liens, Garnishments, Short Sales Foreclosures, Bankruptcies and more… Dont let your credit keep you down. Get a Fresh New Start for a Brand New Future!!! Call Now!!! 855-47-START (78278)
Chris
Free credit repair kit tutorial by FormSwap.com. A step by step guide to repairing your credit report and raising your credit score above 700. Free credit repair letters and complete do it yourself credit repair.
Emilia Lane
CreditLine iQ specializes in credit coaching and restoration assitance. There was so much information that we had to do this in five parts. Some of the things Ken will go over in this episode includes: – What does CreditLine IQ specialize in – What is a Credit Score – Figuring out your Score – How do Lenders Look at You – Various Credit Levels – What Makes up a Credit Score – The 5 areas of your FICO If you have any questions about your credit or want to start working to repair your credit, feel free to contact CreditLine IQ at (702) 543-1841. Carlos Rafael Cruz REALTOR | DRE# 01865777 Intero Real Estate Services 12900 Saratoga Avenue Saratoga, CA 95070 +1 (408) 786-5179 (Cell) +1 (408) 863.3179 (Office) +1 (408) 877.1595 (Fax) Site: www.CarlosRafaelCruz.com
Janeen Daugherty
Full Sail Mortgage a division of Network Funding LP presents tips to help you increase your credit scores. This will help you get lower interest rates on mortgages, car loans and insurance premiums.
Kacey Kirsch
Kenn Renner discusses the housing market in Austin, TX on Real Estate Radio on KLBJ-AM.
Adam Macias