Credit Score-Free Credit Score

Amanda asked:


I need about $250 pretty quick due to unforeseen circumstances. Unfortunately, I don’t have a job right now so it makes it more difficult to get quick cash. To add more to my difficulties, my credit score is on the low side at 625.

I was thinking about getting a credit card and using a cash advance to get the money, but I don’t know if it’ll be easy to find a card due to my low credit score.

Do anyone have any card ideas?

Sumiko Feinstein

jamlynne asked:


I want to contract a spec house and I’m courious if anyone knows what range your credit score needs to be. Thanks!!!

Perry Gordey

Dennis D asked:


I have heard your credit score drops 200 points, is that true?

Nicky Mathews

sicem09 asked:


I only have four negative accounts on my credit report. The first is a credit card that I stopped paying on, The second dis a car loan I stopped paying on and the rest are student loans that I plan on consolidating and making monthly payments on. If I were to pay off the cresdit card and catch up on the car note how quickly would I see an improvement in my actual credit score?

Derick Essler

Andy asked:


I am 19 and have had a credit card since last november, I’ve paid it off every month. Is there a way to figure out my credit score easily?

Charlsie Laperouse

Keep on Truckin’ asked:


I am working on increasing my credit score. I just paid off one card and am now working on paying off another within the next 6 months. If I close the account while I pay it off, will that increase my credit score any? Thanks!

Delia Buchauer

hplss.rmntc asked:


I am a recent college grad, I’ve had one credit card which I’ve been pretty good with for the past 3 years. I am thinking about getting an American Eagle credit card, but I’m not sure how/if it will affect my credit score.

Does having more credit cards improve your credit score? To what point (how many is too many)?

How will my credit score be affected if I have a credit card but rarely use it?

Jonah Stuck

Rock Skull asked:


I am young and broke, what is the most i can have on the credit card and still raise my credit score?

Ronny Peregrino

LP7645 asked:


A am a 23 year old recent college grad. I am currently paying school loans and have 3 credit cards (one Visa and 2 retail). I obtained these cards within the last few months. My credit score is 673. Is this good?

Monroe Delanuez

mzydorczyk asked:


I want to buy a new car and I am wondering how my credit score is effected by shopping around for the best interest rate. Can it be checked multiple times in a short period of time like a week or no? I have no debt so how would it be effected? I’m stressing out cuz I dont want to apply for a loan at different places if it lowers your credit score and makes me look bad.
Is 15 points a big deal?

Ross Favro