Archive for the ‘Personal Finance’ Category
Lady asked:
I have poor credit that I am working on raising. My score is 550.
I have poor credit that I am working on raising. My score is 550.
He doesn’t generate a lot of income because he’s retired although he has a great score.
Is co-signing going to help with my (meager) salary of 56,500 or would it really not make any difference on a loan application?
Thanks everyone
it would be for a Sonyma or FHA loan that requires 3% down.
In what way would using him help? Just for the rate?
Azalee Kratt
Just Curious asked:
I have recently paid off some credit card debt that I had only been paying a bit more than the minimum payment each month. Now that I have reduced that debt, when might I see an increase in my credit score? I have 700 right now. Thank you, I really appreciate your answer!
Lisa
I have recently paid off some credit card debt that I had only been paying a bit more than the minimum payment each month. Now that I have reduced that debt, when might I see an increase in my credit score? I have 700 right now. Thank you, I really appreciate your answer!
Lisa
stevel226 asked:
My credit score is in the low 800′s will that get me a lower interest rate if I want to re-negotiate my loan? When I got the loan initially my credit score was much lower.
Mireya Martinsons
My credit score is in the low 800′s will that get me a lower interest rate if I want to re-negotiate my loan? When I got the loan initially my credit score was much lower.
Mireya Martinsons
JChan49ers asked:
Your credit score gets hurt if you request credit, but does it get hurt if you accept a credit card offer made to you?
Clarinda Shuter
Your credit score gets hurt if you request credit, but does it get hurt if you accept a credit card offer made to you?
Clarinda Shuter
Huntsman asked:
Twice I’ve seen people state they got a credit score when either they opened a checking or applied for a credit card.
Anyone know which bank does this?
What’s funny, he said the score was 250 (which is not even in the FICO score range, so he got a fake score. Still curious, what banks are offering these fake scores?
Frederick Bonifacio
Twice I’ve seen people state they got a credit score when either they opened a checking or applied for a credit card.
Anyone know which bank does this?
What’s funny, he said the score was 250 (which is not even in the FICO score range, so he got a fake score. Still curious, what banks are offering these fake scores?
Frederick Bonifacio
kenneth h asked:
I have no credit card debt. I pay them off every month. I wonder if it is better to use my debit card or credit card to increase my credit score.
Noe Dear
I have no credit card debt. I pay them off every month. I wonder if it is better to use my debit card or credit card to increase my credit score.
Noe Dear
woohoooooo!!!! asked:
I recently went to buy a car, and after they pulled my credit score, it was almost 100 points lower then it had been a year ago. I am going to pull all three of my credit reports today. What should I do to start? I don’t know how this happened and haven’t made any late payments on my car and I know I have some outstanding medical bills.
I recently went to buy a car, and after they pulled my credit score, it was almost 100 points lower then it had been a year ago. I am going to pull all three of my credit reports today. What should I do to start? I don’t know how this happened and haven’t made any late payments on my car and I know I have some outstanding medical bills.
Thanks in advance.
Larry
Chuck asked:
I’m ready to pay off my credit card balance, and I heard that if you call your credit company and ask them, theyll reduce your balance if you can pay it in full. (ie, my $3,000 balance would get reduced to something like $2,500 if paid in full). I want to know if this is true, and if so, will it hurt my credit score?
I havent been late with my payments, I’ve just been making the minimum payments every month.
Pam Hatchel
I’m ready to pay off my credit card balance, and I heard that if you call your credit company and ask them, theyll reduce your balance if you can pay it in full. (ie, my $3,000 balance would get reduced to something like $2,500 if paid in full). I want to know if this is true, and if so, will it hurt my credit score?
I havent been late with my payments, I’ve just been making the minimum payments every month.
Pam Hatchel
Pizzle asked:
What is the best way (online) to monitor your credit score AND what are some tips to improving your score (other than paying bills on time)?
Tequila Stallcup
What is the best way (online) to monitor your credit score AND what are some tips to improving your score (other than paying bills on time)?
Tequila Stallcup
DamonR01 asked:
I recently purchased a house a year ago with little down. My credit score then was about 800. I always pay my bills on time and I have no outstanding debt. Will my credit score change at all? I have not been able to check my credit score because I am deployed to iraq.
Jeff
I recently purchased a house a year ago with little down. My credit score then was about 800. I always pay my bills on time and I have no outstanding debt. Will my credit score change at all? I have not been able to check my credit score because I am deployed to iraq.
Jeff