Credit Score-Free Credit Score

nina asked:


I currently have a credit score of 685 with two major credit bureau. And i credit score of 585 with one of the other credit bureau. Is that ok to try to get a car loan. What should i do, does anyone know.

Antone Elkington

Ryan Z asked:


My credit score is 748 and I am curious if this is high enough to get the best rate on an auto loan.

Otto Mehring

Squallion asked:


I’m looking to buy an ipad and a mac book pro on finance but not sure how much credit score I would need.

Loyd Hultman

*BabyHopes* asked:


A friend of mine was in debt at about $12,000 all for old credit cards that got charged and payments could not be made. He joined Debt Counseling about a year ago and pays them a little every month. The debt will be settled for about $7,000 once all is said and done in the next 2-3 years. What can he do on his own to start improving his credit score? Any advice you can give him?

Kristal Kukahiko

ssxingcn asked:


I’m one month behind of my two mortgage payments (one for my own house, and the other one for the investment property). I am planning to catch up all the late payments in the end of next month since I need the money for some important thing right now. How bad can this hurt my credit score?

Judson Gammage

weaver737 asked:


I am wanting to move out of an apartment and get a home in about 6 months. When I went to check my credit score, I found it to be very low. 501!!! I have about $800 worth of stuff in collections… I will be able to pay that off in two weeks. On top of that, I am paying monthly on a car note, and I have never been late on that. Any other tips to improve my credit score???

Loren Havlin

Aaron P asked:


I have one credit card and owe $390 on it. I also have a cellphone bill and its only $28 a month. Those are the only two bills I have.
When I was younger I was careless but now we pretty much need a high credit score for everything so I wanna have it built up in case I need to use it.

Any ideas?

Benedict Steinmann

ronnieD asked:


Is it a good idea?

I just sold my home, and over the next year, I’m going to work on fixing my credit. (no mortgage or rent-living with family) How do these type places really help you increase your credit score while paying off debt? How much do they cost, cause I know they’re not doing it for free.

Cornell Kondratowicz

Troy C asked:


I currently have no credit cards, and I have a debit card, and a couple of student loans. Do I already have a credit score?

Fletcher Stentzel

Jason B asked:


I am a new homeowner, severe unecpected expenses occurred and my paycheck will come a few days after the mortgage pymt is past due.

If I pay it a week after the grace period, how bad will it affect my credit score?

Lebron James