Archive for the ‘Personal Finance’ Category
raven asked:
I have one credit card that I charged up extremely high, and have since closed the account and I am working to pay it pack. However, I also currently I have an auto loan that I am getting stressed out about because I’m worried that if they check my credit score, they will want me to pay the entire loan now. What can they do if they check the score? (The payments on the car are up to date.) What can I do?
Keitha Buikema
I have one credit card that I charged up extremely high, and have since closed the account and I am working to pay it pack. However, I also currently I have an auto loan that I am getting stressed out about because I’m worried that if they check my credit score, they will want me to pay the entire loan now. What can they do if they check the score? (The payments on the car are up to date.) What can I do?
Keitha Buikema
I’m Special asked:
I’m looking for a credit card because I’m in college and i need to start building up my credit and i have applied for a few cards and have been turned down for lack of credit history. I know if a lot of companies look at your credit score it can hurt your score. Does that still happen if you have no credit score/history?
Sheri
I’m looking for a credit card because I’m in college and i need to start building up my credit and i have applied for a few cards and have been turned down for lack of credit history. I know if a lot of companies look at your credit score it can hurt your score. Does that still happen if you have no credit score/history?
Sheri
schweezy7 asked:
My husband and I want to apply together for a mortgage, his credit score is excellent, mine is non-existent since I have been in the US for only 3 years and have used credit cards related to my husband’s account only. Is there still a way for me to be on the mortgage?
Will my income be considered as part of our assets when we apply?
Orville Boemer
My husband and I want to apply together for a mortgage, his credit score is excellent, mine is non-existent since I have been in the US for only 3 years and have used credit cards related to my husband’s account only. Is there still a way for me to be on the mortgage?
Will my income be considered as part of our assets when we apply?
Orville Boemer









