Credit Score-Free Credit Score

jamlynne asked:


I want to contract a spec house and I’m courious if anyone knows what range your credit score needs to be. Thanks!!!

Kayleigh Lane

Mya G asked:


I want to buy a house in 6 months. How can I clean up my credit score? I had perfect credit but recently ran into hard times but, I’m getting back on track. Also I owe tons in student loans….Help me please.

Clay Vaneffen

buzybee asked:


I am 25 years old and have a credit score of 648 and would like to buy a home in NYS. What would my monthly mortage look like and approximatly how much would i need to put down for down payment. Would it be possible to get a loan to purchase a home without having to put any out of pocket money?

Val Pardo

VP asked:


I am a first time home buyer and just locked my interest rate. I am paying 20% down and my current credit score is 780. I wonder how much and which way it is going to change after my closing. Is it going to go down significantly? I have no other debts such as credit card, car or college loans etc.

Harris Stalter

unknown11233 asked:


Ok here is my situation.
I am trying to get the no income verification loan to buy my first house.
I have 10% of the price of the house to pay for down payment.
About my credit: I have everything paid off in full. All debts are paid off in full. but this was recently so my credit score didn’t go up yet it still at 515.

Now my question: Can I get a no income verification loan with my credit score this low?

Also How long does it take to update my credit score?

Kimberly

bartfink asked:


I’ve got a down payment of about 5% saved. Should I build that up, or pay down my cards to raise my credit score?

Sixta Tutton

tracyb67 asked:


I am in a arm loan and am looking to refinance after 2 years. I heard that refinancing can drop your credit score up to 30 points? Am i better off trying to sell or refinancing if i’m planning on selling after 5 years?

Todd Likos

phoenixx832 asked:


We have had some bad luck in the past, but money is coming in quickly and will continue. We would like to buy a home valued at 150,000 in next 6 months. My credit score is only a 540. How can I get that up to a 650-700 within the next 6 months LEGALLY. Please no spam links. Only answer if you have had experience with quickly raising your credit score.

Fredric Gerard

Cubbies asked:


I just bought a rental property and need to get it rented out. I want a tenant who will pay the rent and keep it nice. I know I need a credit score and background check, but don’t know the best way to get this done? Also, what are some recommended cut off scores or red flags I should be looking for? Any advice appreciated…

Sumiko Feinstein

Hailey asked:


How did you manage to get a good credit score? Can you tell me exactly how you obtained it in order to rent your apartment? Does having a good credit score matter to rent an apartment?

Thanks!

Terri