Credit Score-Free Credit Score

justellemJimsaidhello asked:


Although it is nothing urgent, I would like to rent a new apartment somewhere in the five boroughs of NYC. With my credit score of 479, do I stand a shot?

Trent Cartier

MindStorm asked:


How do I find out my credit score? I would like to buy my first house and need the information so I can figure out how much money a bank would loan me for that goal. What is a good number to have as a credit score? If my credit score is not good how can I improve the score?

Argentina Yazzle

boilerette72 asked:


If I have a credit score of 820, what would it be if I just walk away from my home even though I can still afford the payments? Our mortgage is upside-down.
How do you refinance if your house is worth less than what you owe? We have a fixed 6.25% rate, but financially speaking, being upside-down is a “bad business situation”.
This is our home. A $330k 2bdrm 1000sqft condo with a growing family. It totally *****.
We paid $40k below market value for it too. Similar units were selling for $370. Now, they’re selling for $240k.

Sabrina Deisher

DREA asked:


I’m going to apply as a first-time owner and upon speaking to a mortgager I was told that I had to increase my credit score in order for them to work with me. or have 15% down payment of the home I wish to buy. Does it still take years before the credit score is improved?

Hannah Hargens

Mel Bel asked:


The credit score of the borrower just dropped below the accepted level. The mortgagor is going to try to use their credit score to continue the sale of the house. Is this legal? Can they do this and what does it mean, are they purchasing the home and turning around to sell it to the borrower while making a profit?

Laurel Gabisi

autumnwanderlust asked:


Hello, I was curious about what type of credit score you have to get a mortgage? I live in TN. and we would be first time buyers. And what is the best mortgage for first time buyers? Thanks!
My husband and I have a middle credit score of 565, that we checked two months ago. That is why I was curious to find out if we could get a mortgage or not.

Nigel Zeherquist

Greatone76 asked:


I could use the help of potentially reworking my mortgage to be more affordable. It is possible for me to get by without doing so. If I do call my mortgage holder and rework my mortgage for a reduced interest rate or reduced principle how does that affect my credit score?

Adriana Ruano

Forza Juve asked:


Trying to sell our home in Michigan, and our home is already marked down 40K less than what we bought it for. I have a credit score of 800 and I dont want to damage it. What can I do to get rid of this home and not hurt my credit?? HELP!!!

Junior Foxworthy

Jessy21 asked:


My husband and I are thinking of buying a house but we both have lo credit scores, I wanted to know whats the lowest score you can have in order to qualify for a loan.

Janise Seyer

james asked:


How high does my credit score have to be to get a interest rate under 8%, am going to be getting a new car in about four months. I have a credit score of 670 right know but, i want a good interest rate.

Brian