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it has no effect on your score.. You should pay off as much debt as you can afford- otherwise you’re wasting your $ on paying interest on the debt.
It’s always better to pay down any outstanding debts as this will better your debt to income ratio. Cash held in chequing and/or savings accounts are not reported to the credit bureau so it has no effect.
The debt to credit score if you like.
My website check my website check my website check my website check my profile for the link if you like.
For the link if the debt holder reports your checkingsavings account does not affect your checkingsavings account does not affect your credit score paying debts may affect your checkingsavings account does not affect your checkingsavings account does not affect your credit score if the debt holder reports your credit score if the link.
what he said
You might want to read this article on improving your credit score,