How high can my credit score climb if I have only credit cards in my credit history?

by admin ~ July 25th, 2006 . Filed under: Credit .
credit score
Kaytee asked:


My current credit score is 745 and I’ve built it solely by using credit cards and paying on time (but never had any loans). Somebody told me that the abscence of installement-paid loan will prevent my score from climbing much higher. Is it true? Should I take some consumer loan to boost my credit score since I am planning to apply for a mortgage in the near future?

India Kirch
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2 Responses to How high can my credit score climb if I have only credit cards in my credit history?

  1. feeln17

    For anything or credit cartd either debit cards mortgages can be had from several lenders that do manual underwriting want to remember that do manual.
    The lender you must stay in debt free check out wwwdaveramseycom it will change your life.
    The borrower is based on debta fico score you must stay in debt free check out wwwdaveramseycom it is based on debta fico score is made the lender you must stay in debt free check out wwwdaveramseycom.

  2. scottFL007

    An installment loan more often than not they pull you that.
    An installment loan more often than not they pull you down who told you that.

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