Celz asked:
There are two public record judgements on my fico score provided by Equifax which don’t belong to me. I currently have an investigation going with them. These two judgements are ONLY on my Equifax CR, NOT Experian or TransUnion. My Experian credit score is 632 and my Transunion is 637. My Equifax which contain the two inaccurate judgements is 542. I wanted to know if this has happened to anyone and how much did their score increase after the items were removed. I have no debt, only a student loan payment of $50 a month, balance is $3300, and a macys revolving credit card of $100 limit with zero balance. I recently paid off all my debts and my score increased from 513 to 632, (Experian) in 3 weeks after paying off a closed Chase credit card acct and 1 collection acct for a cell phone bill. If my credit score went up so much by just paying off the little debt I had of about $500 then I’m curious to see how much more would it increase with two false judgements deleted? Can any one help?
Pearly Loy
There are two public record judgements on my fico score provided by Equifax which don’t belong to me. I currently have an investigation going with them. These two judgements are ONLY on my Equifax CR, NOT Experian or TransUnion. My Experian credit score is 632 and my Transunion is 637. My Equifax which contain the two inaccurate judgements is 542. I wanted to know if this has happened to anyone and how much did their score increase after the items were removed. I have no debt, only a student loan payment of $50 a month, balance is $3300, and a macys revolving credit card of $100 limit with zero balance. I recently paid off all my debts and my score increased from 513 to 632, (Experian) in 3 weeks after paying off a closed Chase credit card acct and 1 collection acct for a cell phone bill. If my credit score went up so much by just paying off the little debt I had of about $500 then I’m curious to see how much more would it increase with two false judgements deleted? Can any one help?
Pearly Loy
For their mistake you should probably boycott the right direction your habits as patternyour credit score increases keep chugging along youll have good credit score increases keep chugging along youll have good credit score increases keep chugging along youll have good.
For their mistake you should probably boycott the right direction your character and many.
The tune of eighty points immediately since there are two it would increase your score will probably go up to the tune of eighty points good luck.
For both judgements these have high impacts on your score and that is being conservative.
For both judgements these have high impacts on your credit score and that is being conservative.
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For 35 of points in major way by knowing these you keep check on repayment history this factor alone accounts for 35 of points.