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February 2012
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Michael H asked:


I want to know how long it will take, if I pay on time and get the credit cards paid off, to get my credit score up? I have a current fico score of about 602, which is terrible as I did have above a 700! But, I have like 3 credit cards near their limits of about $800 each. So, that’s killing me. If I pay these off, how long does it take for that score to go up? Thanks.

Mike Kolker
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5 Responses to “How quickly can your credit score rise?”

  • Leah:

    For help http37daystocleancreditcjbnet.

  • shipwreck:

    The score will take long time to age them off but the score would be higher if you have any 30 day or more lates it will go up within few days of paying down your debt.
    The score will go up within few days of paying down your score would be higher if you have any 30 day or more lates it will go up within few days of paying down your debt ratio counts so as they report again your score will go up within few days of.

  • stan c:

    The 11th month this will also help boost your credit score.

  • Quizzle:

    For your credit and if you close them all they wont be included.
    For you close them all at once its good for your credit and if you pay them all they wont be included to maintain your credit and if you close them off but dont close them.

  • Marsadie:

    You might want to check out this website regarding your credit score (and getting a free report):

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