Dottie asked:
Any suggestions on how to raise credit scores in the range of 597-607 received from all 3 credit reporting agencies.
I have 2 mortgages which was done by the mortgage company a couple years ago to help my credit and both have high rates, 1 car loan, 5 credit cards, and a small loan company. I have been paying more on my credit cards the last 3 or 4 months to get the balances down. I want to consolidate the mortgages and the car loan in the future. But, not sure how high a credit score needs to be for the best fixed rate.
Thank you for any help.
Devorah Beau
Any suggestions on how to raise credit scores in the range of 597-607 received from all 3 credit reporting agencies.
I have 2 mortgages which was done by the mortgage company a couple years ago to help my credit and both have high rates, 1 car loan, 5 credit cards, and a small loan company. I have been paying more on my credit cards the last 3 or 4 months to get the balances down. I want to consolidate the mortgages and the car loan in the future. But, not sure how high a credit score needs to be for the best fixed rate.
Thank you for any help.
Devorah Beau
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Prime rates usually begin at 700, definetly at 720 or better. Listed below is a link to a free site which helps people fix their own credit and has sample letters to give to creditors. Keep paying your balances down, you want to use less than 30% of your available credit. Good luck!
The credit tiering goes 597607 scores even think about touching mortgage with scores are pretty awful they rate them as far as far as far as.
Ok that is enough…but better you get a lander to get the offer