With a credit score of 638 and no recent credit history what is a good credit card to get?
by admin ~ October 26th, 2009 . Filed under: Credit .
nessa7227 asked:
I need to rebuild credit history but I don’t want a ton of credit inquiries dragging my score down…
I do not currently have any debt I just need to build recent credit history.
Sonia
I need to rebuild credit history but I don’t want a ton of credit inquiries dragging my score down…
I do not currently have any debt I just need to build recent credit history.
Sonia
October 29th, 2009 at 8:52 am
The best way to rebuild credit.
November 1st, 2009 at 3:48 pm
You don’t need a credit card to build a credit history. Pay your existing bills on time and carry a low debt/income ratio.
November 3rd, 2009 at 9:50 am
Doesn’t matter what type of card, secured or unsecured, lowest interest rate you can get. Although with a fico score of 638 you must have some active credit facilities going right now (e.g. loan, line of credit, visa/master card) otherwise you fico would be 0. If you want to improve your score, just keep you balances at 50% of limits or lower and pay debts on time. Good luck.
November 6th, 2009 at 5:49 am
?redit repair work?d fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - credit-report-score.10001mb.com