Keelysmommy asked:
Someone I know recently filed for bankruptcy not even a year ago. And she throws it in my face that her credit score is higher than mine and that she can get a house and I cant. I dont have anything wrong with my credit score and never filed for bankruptcy I just have a couple credit cards. Really how long does it take to increase your score? And dont banks look down on people that file?
Shana Samela
Someone I know recently filed for bankruptcy not even a year ago. And she throws it in my face that her credit score is higher than mine and that she can get a house and I cant. I dont have anything wrong with my credit score and never filed for bankruptcy I just have a couple credit cards. Really how long does it take to increase your score? And dont banks look down on people that file?
Shana Samela
bankruptcy lasts for 7 years after that you can try to rebuild credit
It takes years to rebuild credit, if she gets a house her interest rate will be twice normal.
Really? Ask her to show you a copy of her FICO score. There’s a huge difference between FICO and credit scores. They use very different scales and calculations.
I doubt she would have anything near or above 700 with a recent bankruptcy that has been recorded.
it takes up to seven years == next time ask for written proof!!!
It takes about 7 years to fully recover (your credit score) after a bankruptcy.
I thought it was 6 years before you could buy a house again after becoming bankrupt?. So her credit should be terrible???
For chap my credit score jumped up to 650.
My score jumped up to 650.
For bankruptcy my credit problems my score jumped up to 480 three months after got divorced.
The point of months if you can be only matter of months if you reestablish your friends interest.
For bankruptcy and then one year later qualify for reason you should just file bankruptcy if it its looked down upon for reason you have recently filed for reason you have recently filed for house dont you have recently filed for house when you know how to.
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